Truist One Savings

A foundational account to build your emergency fund

Standard APY to get your savings started
Requires a minimum deposit of $50 to open
The monthly fee is easily waivable
Can be linked to a Truist checking account for overdraft protection

How to maximize your Truist One Savings

While it doesn't offer the highest yield, the Truist One Savings account is a great option for short-term goals if you already bank with Truist.

Step 1: Waive the Monthly Fee

You can waive the fee by maintaining a minimum daily balance or scheduling a recurring transfer.

Step 2: Build an Emergency Fund

Make a habit of depositing regularly. Not only does this waive the fee, but it builds your safety net steadily.

Wrap-up

If you prefer in-person branch access and want to keep all your accounts under one roof, Truist is a solid foundational choice.

Legal & Disclosures

Advertiser Disclosure

MyWealthWallet is not a bank. We are a financial education and content platform. We may receive compensation when you click on links to products from our partners. This compensation may influence which products we write about and where and how they appear on the page. However, it does not influence our evaluations or recommendations. Our opinions are our own.

Banking Disclosures

Annual Percentage Yield (APY) is variable and subject to change at any time without notice. Fees may reduce earnings. [Bank Name] is a Member FDIC. Deposits are insured up to $250,000 per depositor, per ownership category.

General Disclaimer

The information provided on this page is for educational and informational purposes only. It should not be construed as financial, investment, or tax advice. Before opening any account, please carefully review all terms, conditions, fees, and disclosures provided by the partner. Your individual circumstances may vary, and we recommend consulting with a qualified financial advisor before making any financial decisions.